For great advice just Ask...
Mortgages/Re-Mortgages: Typical APR 8.5%
Secured Loans: Typical APR 14.5%
If you need a mortgage, re-mortgage or homeowner loan, Ask Finance are able to offer you some of the best deals around.
Our experienced advisors can offer you the best advice on which loan or mortgage is right for you and will shop around to get you the best deal.
Bad Credit History?
Ask Finance can help, no matter what your credit history.
No matter what your circumstances we can help, in fact we specialise in helping people with a bad credit history.
If you have a poor credit rating, CCJs, defaults or late payments or if you have been turned down for loans or mortgages in the past, don’t panic as we can help.
We will do our utmost to find you the best deal from our panel of lenders, as we understand that your loan or mortgage is a major financial commitment and that the monthly repayments you have to make will affect your standard of living.
Indeed, if you do have a bad credit history it is even more important to get expert advice, to ensure you don’t take on a loan or mortgage with a higher interest rate than necessary.
This is why we search the market to find a loan or mortgage that best suits your needs.
Loans & Mortgages offered
Ask Finance offers a range of loan and mortgage products to suit your requirements. These include:
Mortgages – standard mortgages, adverse mortgages, self-certification mortgages and buy to let mortgages.
Re-Mortgages – we cater for people with a good credit history and people with a bad credit history.
Consolidation Loans – also known as secured loans, these enable you to move expensive unsecured debt onto a secured loan with a cheaper interest rate.
Homeowner Loans – also known as secured loans, these can be for any purpose and we cater for people with a good credit history and people with a bad credit history.
If you are still considering your options then you might want to try our Ask Finance One Minute Loan Test, which will show you some of the solutions available to you based on your finances.
Whatever your loan or mortgage needs, contact Ask Finance today on 0808 131 3304 for professional advice and the best possible service.
LOANS MAY BE SECURED ON YOUR HOME. THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBTS SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
For mortgages and re-mortgages the overall cost for comparison is 8.5% APR variable and for secured loans 14.5% APR variable. The actual rate will depend upon your circumstances. Ask for a personalised illustration. A fee may be payable on completion. For mortgages and re-mortgages this fee is typically £2500. This fee may be up to 3% of the gross mortgage amount, subject to a minimum of £1995 and a maximum of £2,995. For secured loans the fee will typically be a minimum of 10% of the loan value. The precise amount will depend upon your circumstances.
Ask Finance Ltd is registered in England and Wales (company number 4229724), Jackson House, Sibson Rd, Sale, Manchester, M33 7RR. Ask Finance is licensed under the 1974 consumer credit act to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling. Consumer Credit License No: 507130. Ask Finance is authorised and regulated by the Financial Services Authority (FSA) - FSA No: 300490 - for the provision of mortgage advice and arranging insurance.
Testimonials
- “At the time when I needed a loan, I was treated with respect. And the person I dealt with was very professional and understood my needs. I was ...
Mr and Mrs A