Do you have mortgage arrears? Have you missed mortgage payments? Have you fallen behind on payments for your other loans?
If you can answer yes to the above then you will probably have an adverse or bad credit history.
The good news is that we can help.
Whilst your situation may be a problem for most lenders it is not always a problem for Ask Finance. We understand your problem and are glad to help you. Your financial predicament must not become a life sentence. With the best advice and the correct re-mortgage Ask Finance could help you to regain control of your financial affairs whatever your circumstances.
Through Ask Finance you have access to a wide selection of different re-mortgage solutions even if you have a bad credit rating, mortgage arrears, or County Court Judgments (CCJ's) and we will select the best one for you.
An Ask Finance re-mortgage could allow you to consolidate all your existing credit cards, store cards, unsecured loans, personal loans, catalogue debt & overdrafts and provide you with just one convenient and manageable monthly repayment and leave you with cash to spare at the end of each month!
You may borrow over a large range of terms, for virtually any amount and for any purpose.
Do not worry if you have bad or adverse credit, county court judgments (CCJ's) or mortgage arrears. You may still qualify for an Ask Finance home loan.
Through Ask Finance you have access to hundreds of different re-mortgages and we will select the best one for you.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
For mortgages and re-mortgages the overall cost for comparison is 8.5% APR variable and for secured loans 14.5% APR variable. The actual rate will depend upon your circumstances. Ask for a personalised illustration. A broker fee may be payable on completion, and will depend on your circumstances. For mortgages and re-mortgages this fee is typically between 0% and 3% of the gross mortgage amount, subject to a minimum of £2,495 and a maximum of £3,995. For secured loans, the fee is typically between 0% and 10% of the loan value.
Ask Finance Ltd is registered in England and Wales (company number 4229724), Jackson House, Sibson Rd, Sale, Manchester, M33 7RR. Ask Finance is licensed under the 1974 consumer credit act to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling. Consumer Credit License No: 507130. Ask Finance is authorised and regulated by the Financial Services Authority (FSA) - FSA No: 300490 - for the provision of mortgage advice and arranging insurance.