Mortgages (8.5% APR typical variable)
If you need a mortgage, Ask Finance is able to offer you some of the best mortgage deals around.
Our experienced mortgage advisors are all professionally qualified (CeMAP and CeRGI), and they can offer you the best advice on which mortgage product is right for you.
Bad Credit History? Ask Finance can help.
No matter what your circumstances we can help, in fact we specialise in helping people with a bad credit history.
If you have a poor credit rating, CCJs, defaults or late payments, or if you have been turned down for mortgages in the past, don’t panic as we can help.
We will do our utmost to find you the best deal from our panel of lenders, as we understand that your mortgage is probably the largest financial commitment that you will ever make and that the monthly mortgage repayments you have to make will affect your standard of living.
Indeed, if you do have a bad credit history it is even more important to get expert advice, to ensure you don’t take on a mortgage with a higher interest rate than necessary.
This is why we search the market to find a mortgage that can best suit your needs, whether you are looking for a variable interest rate, fixed interest rate mortgage or any other type of mortgage.
Mortgages offered
Ask Finance offers a range of mortgage products to suit your requirements. These include:
- Standard Mortgages – for those with a good credit history.
- Adverse Mortgages – for those with a bad credit history.
- Self-Certification Mortgages – for those who can’t prove their income or are self-employed.
- Buy To Let Mortgages – for those looking to buy a property to let out.
Whatever your mortgage needs, contact Ask Finance today for professional mortgage advice and the best possible service.
Call free on 0808 131 3304
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
For mortgages and re-mortgages the overall cost for comparison is 8.5% APR variable and for secured loans 14.5% APR variable. The actual rate will depend upon your circumstances. Ask for a personalised illustration. A broker fee may be payable on completion, and will depend on your circumstances. For mortgages and re-mortgages this fee is typically between 0% and 3% of the gross mortgage amount, subject to a minimum of £2,495 and a maximum of £3,995. For secured loans, the fee is typically between 0% and 10% of the loan value.
Ask Finance Ltd is registered in England and Wales (company number 4229724), Jackson House, Sibson Rd, Sale, Manchester, M33 7RR. Ask Finance is licensed under the 1974 consumer credit act to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling. Consumer Credit License No: 507130. Ask Finance is authorised and regulated by the Financial Services Authority (FSA) - FSA No: 300490 - for the provision of mortgage advice and arranging insurance.
Testimonials
- “We were just very pleased with Ask Finance. We didn’t need to go through anything stressful. Thank you very much.”
Ms C